Interest accrued will be deposited monthly.Members may select any term within the term ranges indicated, but Gold members will earn up to an additional 0.24% increase to their rate depending on the additional length of the term.A penalty may be imposed for early withdrawal. The interest penalty for certificates of deposit with maturities between 12 and 84 months is 180 days. Rate Disclosures: Interest rates and annual percentage yields are subject to change at any time.Fees could reduce earnings on the account. CDs with maturities between 6 and 11 months will incur a 90-day interest penalty.

If you withdraw funds from the CD prior to its maturity date, you will incur a penalty.

During the length of a certificate of deposit, no additional funds may be deposited.

10-day grace period following the maturity date for making changes without incurring a penalty.

All accounts are insured up to $250,000 per depositor by the NCUA.Open an account with a minimum deposit of $25,000 and receive an additional 0.10% added to your rate. 2 days ago &0183 &32 In addition, CD accounts with FDIC-insured banks or NCUA-insured credit unions are protected up to 250,000 per person, per institution if the bank fails.Our Gold, Silver, and Bronze statuses are determined by the number of products and services you use with us. Up to an additional 0.25% is added to your rate with Relationship Rewards.Dividends can be credited directly to the CD or transferred to a savings or checking account.Competitive rates and variety of term options.

United bank com cd rates